Compliance and transaction infrastructure for crypto ATM operators

Keep your fleet. Upgrade what matters.

Modernize existing crypto ATM deployments with a lightweight hardware retrofit and a configurable operating platform for crypto, payments, digital services and new revenue models.

Keep the physical infrastructure you already own. Replace restrictive legacy controls with a programmable platform built for compliance, operational control and expansion.

Available for networks of more than 20 ATMs.

Your machines stay in place. One operating layer connects them to services, rules and partners.

Legacy ATM software was built to run machines. Operators now need to run a network.

  1. Full fleet replacement is expensive and operationally risky.
  2. Hardware vendor lock-in limits what you can ship.
  3. Asset and blockchain-network support is fixed by someone else.
  4. Compliance and payment tooling is fragmented across vendors.
  5. Operational visibility is limited and new revenue options are few.

The platform

One operating layer for your entire physical transaction network.

Your ATM is the physical endpoint. Your platform is the business model. Services, assets, verification rules, partners and pricing become configuration, not a vendor request.

Lightweight hardware retrofit
Keep the machines you own. Where required, a small internal controller or board is upgraded: a focused retrofit instead of a fleet write-off.
Freedom from vendor lock-in
Choose your assets, networks, providers, journeys and monetization model. Your roadmap follows your business, not a hardware manufacturer.
Compliance and verification workflows
Modular KYC, KYB and KYT integrations, screening, risk scoring, case management and evidence collection, selectable per country, entity and service.
Wallet and payment-method verification
Risk-based wallet ownership checks, self-hosted wallet verification, payment-method validation and source-of-funds steps where your policy requires them.
New services and revenue models
Spreads, fees, commissions, location pricing, partner revenue shares and promotions, configured per market and activated per location.
Multi-location and multi-entity controls
Own locations, partner-operated points, franchise-like networks, white-label deployments and separate legal entities in one control plane.
Flexible assets and integrations
API-first by design. Add blockchain networks, assets, payment rails and service providers as your commercial model evolves.
Auditability and operational resilience
Role-based access, approval flows, segregation of duties, incident workflows and a traceable record of every operator action.

Service expansion

Start with crypto or with services that need no licence.

Activate the services that fit your market today. Add new capabilities as your commercial model, partners and regulatory framework evolve.

Service availability depends on supported integrations, partner arrangements, applicable licensing and local operating requirements.

  1. 01

    Crypto buy and sell

    The core flow, with configurable limits and verification triggers.

  2. 02

    New networks and assets

    Add supported chains and tokens without touching the machine.

  3. 03

    Cash-in and cash-out

    Cash workflows for machines and staffed service points.

  4. 04

    Mobile top-ups

    Operator-configurable margins, per country and location.

  5. 05

    Digital vouchers

    Voucher issuance and redemption through partner providers.

  6. 06

    Bill payments

    Commission logic per biller category and market.

  7. 07

    Transfers and payouts

    Location-to-location workflows, where enabled by licensed partners.

  8. 08

    Partner locations

    Onboard third-party sites with scoped permissions and revenue shares.

  9. 09

    White-label services

    Separate brands and entities on shared infrastructure.

  10. 10

    Payment integrations

    Connect payment service providers and verification rails.

  11. 11

    Future service modules

    Reserved capacity for new payment, fintech and digital services.

Product family

Each module is a decision you control.

Start with the four modules available at launch and extend the operating layer as your markets, partners and regulatory framework evolve. Modules share one identity, policy and audit model.

Available at launch

Omnivo Console

The main operator panel. Machines, locations, services, alerts, permissions and day-to-day network operations in one control plane.

Omnivo Verify

KYC, KYB, KYT, wallet ownership and payment-method verification, with providers selected per country, entity and service.

Omnivo Map

The public Service Point Map. A discovery layer for crypto, cash, payment and digital-service locations, and a listing console for operators.

Omnivo Connect

API and provider integrations. Compliance, payment, service and internal systems connected through one integration layer.

Optional modules

Omnivo Rules
The rules engine behind limits, verification triggers, service availability and compliance workflows, scoped per country, entity and machine.
Omnivo Flow
Customer journeys and transaction orchestration, composed per service, location and verification state.
Omnivo Network
Partners, locations and multi-entity operations: own sites, partner-operated points, franchise-like networks and white-label brands.
Omnivo Services
Mobile top-ups, bill payments, transfers and vouchers, delivered through licensed partners where local requirements allow.
Omnivo Insights
Reporting and analytics across locations, services and entities, including map-to-transaction conversion for every listing.
Omnivo Settlement
Settlement, commissions, revenue sharing and payout logic across entities, partners and white-label deployments.

Optional modules are switched on per deployment, market and partner.

For banks

Crypto on-ramp and off-ramp for banks, on the ATMs they already run.

Two options reserved for banks: an API that adds crypto services to existing bank ATMs, and K?O, a white-label exchange platform built around compliance.

Banks only

Bank ATM API

Integrate your existing ATM network with the Omnivo platform and add crypto on-ramp and off-ramp without replacing machines or the ATM software you already operate.

White label

K?O

A compliance-focused cryptocurrency exchange platform offered to banks as a white-label solution. Designed from the start around EU requirements, including MiCA, DORA and the TFR.

Talk to us about the bank options
K?O: Order quote with a full fee breakdownK?O: Customer dashboard with order statusesK?O: Verified customer walletsK?O: Rate and price history
K?O · Illustrative interface with demo data.

Rules engine

Turn compliance requirements and business rules into configurable customer journeys.

Configure the rules that govern your network, from verification triggers and transaction limits to fees, assets and service availability.

  1. Customer chooses a service

    Buy, sell, cash-out, top-up, bill payment or transfer, depending on what the location offers.

  2. Context is evaluated

    Country, entity, location, machine, amount, asset, customer type and risk score.

  3. Verification is requested when needed

    Identity, business, wallet or payment-method checks: the right one, at the right point.

  4. KYT and policy checks run

    Blockchain intelligence, screening and service-specific rules from your chosen providers.

  5. Approve, review, route or decline

    Outcomes follow your policy, with review queues for the cases that need a person.

  6. Fees and settlement logic apply

    Spreads, service fees, commissions and revenue shares resolved per entity and partner.

  7. A complete audit trail is retained

    Every decision, check, document and operator action is traceable.

Designed around EU requirements

MiCA
Crypto-asset service rules and customer protection.
DORA
Operational resilience: ICT security, business continuity, incident handling.
TFR
Travel rule: originator and beneficiary data with every crypto-asset transfer.
AML
Customer and wallet verification, screening and transaction monitoring.

Rules can be scoped by

  • Country
  • Legal entity
  • Operator
  • Partner
  • Location
  • Machine
  • Service type
  • Asset
  • Blockchain network
  • Customer type
  • Payment method
  • Transaction amount
  • Risk score
  • Verification status

Omnivo Verify

Verification that protects the business, not just the transaction.

The platform helps operationalize regulatory requirements and supports your compliance, legal, operations and risk teams. It does not provide legal advice and does not replace your own licensing obligations.

KYC and KYB
Individual and business onboarding with provider choice per country, entity and risk profile.
KYT and blockchain intelligence
Address screening, exposure analysis and risk scoring applied to the transaction context.
Wallet ownership verification
Proof-of-ownership steps, including self-hosted wallet verification where your policy requires it.
Payment-method verification
Validate the instrument behind the transaction before value moves.
Risk-based rules
Request the right verification at the right point in the journey, not one rigid process.
Case review and evidence
Review queues, case notes, document capture and enhanced due-diligence workflows.
Travel Rule workflow support
Collect, validate and retain the transfer information your policy requires, with exception handling.
Entity and service controls
Different rules per legal entity, location, partner and service type, under one policy model.
A focused controller upgrade inside the cabinet you already own.

Retrofit and migration

Modernize your fleet without replacing it.

  • Existing machines remain the physical foundation, including supported General Bytes and Lamassu deployments where compatibility is available.
  • Where required, a small internal controller or hardware board is upgraded. You upgrade selected components, not the entire fleet.
  • The new operating layer unlocks configurable services, compliance workflows, transaction controls and integrations.
  • Compatibility and retrofit scope depend on ATM model, deployment architecture and supported hardware configuration.

How a migration runs

  1. Assess fleet, hardware models and current software
  2. Define retrofit requirements and compatibility scope
  3. Map integrations, services and compliance workflows
  4. Pilot one location or machine group
  5. Roll out across the fleet
  6. Activate additional services over time
Discuss your retrofit

Omnivo Map

From map search to completed transaction.

Help customers find nearby crypto, cash, payment and digital services. Give operators a configurable map, a location directory and a customer-acquisition channel connected to the machines behind each listing.

Search and filter
By city, address or postcode, then by service, asset, payment method and opening hours.
Trust labels
Operator-verified, system-reported and community-reported data are labelled differently.
Start a transaction
A listing can hand the customer straight into the service available at that location.
Safe by design
Public listings never expose cash levels, wallet balances, liquidity or internal device data.

Mokotów partner service point · 30 days

Map views
2,841
Directions
612
Transactions
188
Map to transaction
6.6%

Illustrative interface with demo data.

Network overview · 30 days · 3 entities

Transaction volume
€4.28M
Service transactions
61,402
Net revenue
€186.4K
Partner share
€21.8K
  • OMV-PL-0142€1,200settled
  • OMV-CZ-0034€860settled
  • OMV-PL-0107€2,400review
  • OMV-DE-0012€540settled
Illustrative interface with demo data.

Omnivo Console

Operate more than machines. Operate a business network.

Manage your own fleet, partner-operated locations and multi-entity deployments from one operational control plane.

See the Console showcase

Omnivo Connect

Choose the providers that fit your market.

Avoid a single-vendor operating stack. Combine compliance, payment and service providers to match your markets, policies and business model.

  • Identity verification
  • Business verification
  • Blockchain intelligence
  • Wallet verification
  • Payment verification
  • Bill-payment services
  • Mobile top-up services
  • Voucher services
  • Liquidity and treasury
  • CRM and accounting
  • Maps and geolocation
  • Directions and navigation
  • Location-data APIs
  • Notifications
  • Analytics and conversion
  • Partner and affiliate reporting
  • Internal systems
  • Bring your own provider through the API.

Auditability

Every decision, transaction and operator action is traceable.

Operator accountability
Role-based access control, segregation of duties, approval history and data-change history across entities and partners.
Evidence and case records
Verification evidence, case notes, policy decisions, alerts and incidents held against the transaction context.
Designed for resilient operations
Monitoring, incident workflows, documented operational controls and reporting, built to support DORA-aligned expectations. No certification is implied.
Reporting and export
Operational and compliance reporting per entity, partner, location and service, exportable for internal and external review.

Event log · exportable

  1. · policy

    Limit rule updated: PL entity, sell above €1,000 now requires wallet ownership proof

    actor: m.kowalska (MLRO) · approved by: j.nowak

  2. · verification

    Wallet ownership evidence accepted: self-hosted wallet, signature check

    provider: KYT-B · evidence: 2 files retained

  3. · transaction

    Sell €2,400 routed to manual review: KYT exposure above threshold

    location: Centrum 24/7 · machine GB-BATM3

  4. · location data

    Public listing hours changed: Mokotów partner point, pending approval

    actor: partner admin · previous values retained

  5. · settlement

    Partner revenue share calculated: 22% of net fees, PL entity, period 08/26

    fee logic version: v14

Illustrative interface with demo data.

Who builds it

Built by a team that has run crypto exchange in the physical world.

Omnivo TECH is developed by BTW YOLO MATE Sp. z o.o. from Wrocław. The company has delivered crypto exchange products for online customers, partner locations and self-service terminals, and knows the operational and regulatory side of the business first-hand.

Your fleet does not need to stay a single-purpose crypto ATM network.

Bring your current fleet, markets, services and compliance stack. We will map the retrofit, migration and integration scope. The platform is available for networks of more than 20 ATMs; banks can ask about the API and K?O regardless of fleet size.

Fleet and platform assessment

Areas of interest

We use these details only to prepare and discuss your assessment. The data controller is BTW YOLO MATE Sp. z o.o.